Get The Right Loan For You!

Whether you are looking to refinance to save on your monthly payments with today's historic low rates, or looking to get pre-qualified to compete with cash offers, we can help! Scroll down for more info!

Welcome To Rand & Associates Incorporated

At Rand & Associates Incorporated, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We customize and personalize the loan process to help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates, including lenders that cater to all types of loans from 'blemished' credit to unconventional income documentation.

We have access to more than 100 investors. This allows us to get you the best rates on all types of loan programs including: 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, 1yr ARMS, 3yr ARMS, 5yr ARMS, Conventional, Jumbo, Home Equity Lines, FHA, VA, USDA and Commercial loans. Whether your situation calls for Full Documents, No Documents, Non-Owner Occupied (Investor) or Multi-Family, we'll fit your needs!

Refinance with Historically Low Rates!


Lower Monthly Payment

Take advantage of today's historically low rates, a lower payment can provide security in uncertain times.

  • Good For
  • icon Extra Monthly Money
  • icon Retirement Savings!

Get Cash Out

If your house has increased in value, you can use that equity to get cash-out, for whatever you need!

  • Good For
  • icon Home Improvement
  • icon Paying high-interest debt

Shorten Your Loan Term

Rates on 15 year mortgages can make the payment similar but the pay-off years sooner!

  • Good For
  • icon Lower money towards interest
  • icon Paying off the home sooner!

Read what are clients are saying!

Robert E. says "Rand was fantastic! He came highly recommended from a mutual friend and he did not disappoint. Rand worked hard to find the best options and ended financing our house with a yearly savings of several thousand dollars A+++ service"

Dave V. says "Getting a bunch of VA IRRRL solicitations in the mail? I refinanced and went from 3.5% to 2.25%. That translated to $205/mo and skipped a couple months payments! takes some paperwork! wasn't difficult! The closing agent came to my house and we closed at my dining room table! Thanks Rand! You are my hero! DFW folks, Rand is the best!  Hit me up for his info!"

Nathan P says "Rand went above and beyond to help my family with our home loan. He will really do everything need to see the process through! I will definitely be recommending Rand to everyone needing help with a home loan"


We work conforming and non-conforming real estate loans.

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We can help you lock in a long term fixed rate and get out of your ARM.

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Monthly Payment Mortgage Calculator*

Use this calculator to see monthly payments for different loan amounts.

* Please note: this calculator is for illustration payments and actual payments may vary.


There are lots of good reasons to choose an FHA loan.

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Latest Blog Posts

Click here to listen to our recent podcast with

The Wolf and The Shepherd

Rand Toulouse

Mortgage Broker/Loan Officer

Rand & Associates FaceBook Page

(817) 528-7559

Welcome to my web page. As an experienced loan officer with over twenty years experience, I can guide you through the process whether you're refinancing or buying your first home.

Rand Toulouse photo

Our team at Rand & Associates Incorporated is fast, friendly, experienced and here to help you every step of the process!

Noah Magryta NMLS LO #1864391 Direct (817)913-1723 email:

The Rand & Associates Incorporated Advantage


Local Knowledge

We know the area and the market and we're part of your community, not a bot on the net :)


Fast Processing

We work to close your loan as quickly as possible. We can even hit curveballs!

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Best Service

We do our best to be available when you need us.  It is a competitive environment out there! If you need a pre-qualification letter quick, we will do everything we can to help!

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Utilizing Technology

We have the latest online tech like secure document uploading and we're available to use the device the old-fashioned way too!

The Rand & Associates Incorporated Address

Contact Us:

Phone: (817) 528-7559

Address: 3901 Alamo Ave
Fort Worth ,TX

Office Hours:

Monday-Friday: 9am to 5pm or by appt
Saturday: By Appt
Sunday: By Appt

Apply Now

Get started with our easy online application.

Click here to get started

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