Refinance with Historically Low Rates!
Lower Monthly Payment
Take advantage of today's historically low rates, a lower payment can provide security in uncertain times.
- Good For
Extra Monthly Money 
Retirement Savings!
Get Cash Out
If your house has increased in value, you can use that equity to get cash-out, for whatever you need!
- Good For
Home Improvement
Paying high-interest debt
Shorten Your Loan Term
Rates on 15 year mortgages can make the payment similar but the pay-off years sooner!
- Good For
Lower money towards interest
Paying off the home sooner!
Refinance
We can help you lock in a long term fixed rate and get out of your ARM.
Rand Toulouse
Mortgage Broker/Loan Officer
Rand & Associates FaceBook Page
Welcome to my web page. As an experienced loan officer with over twenty years experience, I can guide you through the process whether you're refinancing or buying your first home.
The Rand & Associates Incorporated Advantage
Local Knowledge
We know the area and the market and we're part of your community, not a bot on the net :)
Fast Processing
We work to close your loan as quickly as possible. We can even hit curveballs!
Best Service
We do our best to be available when you need us. It is a competitive environment out there! If you need a pre-qualification letter quick, we will do everything we can to help!
Utilizing Technology
We have the latest online tech like secure document uploading and we're available to use the device the old-fashioned way too!
